Someone just brought this to my attention:

"Owners of capital will stimulate the working class to buy more and more... expensive goods, houses and technology, pushing them to take more and more.. expensive credits, until their debt becomes unbearable. The unpaid debt will   lead to bankruptcy of banks, which will have to be nationalized, and the   State will have to take the road which will eventually lead to communism"
 
Karl Marx, Das Kapital, 1867

Enough said!